Legal Disclaimer

General Information

The information provided on emberpetallight.com and through our budgeting platform is for educational and informational purposes only. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Educational Purpose Only

All budgeting materials, tools, calculators, and educational content provided through emberpetallight are designed for educational purposes only. These resources are intended to help users develop better financial habits and understanding of personal budgeting concepts.

The budgeting strategies and suggestions presented should not be considered as personalized financial advice. Every individual's financial situation is unique, and what works for one person may not be suitable for another. Users should consider their own circumstances and consult with qualified financial professionals before making significant financial decisions.

Limitation of Liability

emberpetallight, its directors, employees, partners, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the platform or any information provided therein.

• Loss of profits or revenue
• Loss of data or information
• Business interruption
• Personal injury or property damage
• Financial losses resulting from budgeting decisions
• Any other commercial damages or losses

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if emberpetallight has been advised of the possibility of such damage.

No Professional Advice

emberpetallight is not a financial advisor, certified public accountant, or licensed financial planner. The information and tools provided should not be construed as professional financial, investment, tax, or legal advice. Users should not act or refrain from acting based solely on the information provided without seeking appropriate professional advice.

For specific financial advice tailored to your situation, please consult with qualified professionals such as certified financial planners, accountants, or legal advisors who can provide guidance based on your individual circumstances and current financial regulations.

Accuracy and "As Is" Provision

While we make every effort to ensure the accuracy of information on our platform, we cannot guarantee that all information is complete, accurate, or up-to-date. Financial regulations, tax laws, and economic conditions change frequently, and information that was accurate when published may become outdated.

All information and services are provided "as is" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Users are responsible for verifying any information before acting upon it and should regularly check for updates to ensure they are working with the most current information available.

Third-Party Links and Services

Our platform may contain links to third-party websites or services that are not owned or controlled by emberpetallight. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

We do not warrant the offerings of any of these entities or individuals, and users acknowledge and agree that emberpetallight shall not be responsible or liable for any damage or loss caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such third-party websites or services.

User Responsibility

Users are solely responsible for their financial decisions and the consequences thereof. By using emberpetallight's platform, you acknowledge that you understand the risks involved in financial planning and budgeting, and that you are making informed decisions based on your own research and judgment.

It is your responsibility to evaluate the accuracy, completeness, and usefulness of any information provided. You should not rely solely on the tools and information provided but should also conduct your own research and seek professional advice when appropriate.

Modification of Terms

emberpetallight reserves the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of the platform after any such changes constitutes your acceptance of the new terms.

We encourage users to review this disclaimer periodically to stay informed about how we are protecting our users and limiting our liability. The most current version will always be available on our website.